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To "take a bath " on an investment means to suffer a very large loss. It is a slang for an investor whose shares value have declined substantially over a period of time. One may decide to take a bath on ones entire portfolio or one of the eggs 🥚 in ones basket to stop the loss/losses. Stock-specific news such as company's earnings missing the target of the analysts, unexpected profit warnings etc may result in an investor taking a significant loss. A prolonged bear market may also cause an investor to take a bath on his/her portfolio. Have you ever taken a bath in this market? Investdata Academy

Retained earnings of a company is the accumulated net income that is retained by the company at a particular point of time. At this particular period, the net income or net loss is transferred from the profit & loss account to the retained earnings account.If the balance of the retained earnings is negative,it is called accumulated deficit/loss. This is then reported in the shareholders' equity section of a company's balance sheet. A growing company normally avoids paying dividends so that it can use its RE to fund additional growth of the business in areas such as working capital, research and development, capital expenditures, acquisition and marketing. Another possibility is that RE may be held in reserve in expectation of future losses such as from the sale of a subsidiary or the expected outcome of a lawsuit. As a company reaches maturity and its  growth slows and so it has less need for its retained earnings, making it more inclined to distribute some portion ...

This is a bill of exchange signed by one person in order to help another to raise a loan, the signatory or accommodation party is acting as guarantor, and normally does not expect to pay the bill when it falls due, accommodation bills are also known as kites, windfalls or windmills. The bill then can be discounted on the financial strength of the guarantor who remains liable until the bill is paid. Investdata Academy

These are a few advantages and disadvantages of using Beta. ADVANTAGES  * Beta is a useful measurement for CAPM * It is a straightforward, quantifiable measure of risk  * knowing risk levels is helpful when investing and determining cost of equity  DISADVANTAGES  * Beta looks backwards, which makes it less useful for predicting future stock movements  * Beta does not incorporate or account for new information  * For long-term investors, beta is not as useful, since it can change greatly over time. In the meantime, beta is a useful tool for determining short-term risk and for calculating quantifiable measures of volatility to aid in finding equity costs. Though, it has its pros and cons like any other investing tools,but can be a great way to establish the stability and the volatility in ones portfolio. Investdata Academy

Recently, my cousin came for a seminar at Opebi and afterwards, he decided to pay me a visit although he told 2 weeks earlier. In the course of our conversation, he complained bitterly about an idea he has been trying to communicate to his Boss on different occasions but it always ends in futility. So, I told him to try different approach and be optimistic about it. An optimist will stop doing the same thing because  1. He knows boss is a human, so he can be reached and inspired regarding the idea.  2. Try as many method as possible to make him accept his idea. This is no different from the stock market either in bull or bear market. If your strategy is not working, you have to be an optimist who will stop doing the same thing because you know people are still making good returns in a bear market. Then like the advice to my cousin, try as many method as possible until you find the most effective one and this can be done through further know...

Bear market is brute hit on the stock market. It is just like the way a locked on torpodeo hits a ship.  Fortunately, bear markets tend to be much shorter than bull markets except in some rare instances. and if you’re properly diversified, you can get through without much damage. On the brighter side, bear markets can provide opportunities to boost your portfolio and lay the groundwork for more long-term wealth-building. Here are 3 practical ways to make bear markets very bear-able (and profitable 1.Reduce Your Stake On Bad Stocks: Bear markets may be tough for good stocks, but they’re brutal to bad stocks. When bad stocks go down, they can keep falling and give you an opportunity to profit when they decline further. 2. Be Patient: A bear market shouldn’t make you sweat. Good stocks come out of bear markets, and they’re usually ready for the subsequent bull market. So don’t be so quick to get out of a stock. Just keep monitoring the company ...