Invest Data Consulting Ltd

Even as the market continues to nosedive investors feel increasingly nervous about living through it. This is particularly true for people in retirement or approaching it, since recent market drop has threaten the comforts of their existing lifestyle. While it’s never fun to see your portfolio take a hit, losses are a normal part of investing. We should spend more time planning for volatility and potential losses than trying to predict the downturn. All this have been explicitly explained in my materials. Part of that planning includes running a safety-net analysis. This allows you to understand how long you can withstand a downturn. Here are 3 steps to consider. Step 1: Make a list of all income you expect to earn outside of your portfolio. Total all nonportfolio income you expect to receive over the next decade–such as pension payments etc Step 2: Estimate a yield on your portfolio. You can get a little creative here, but it’s important to remain conservative. Step 3:...

As part of strategic initiatives to enhance the efficiency of capital market operations in Nigeria, former Chair of the US Commodities Futures Trading Commission (US CFTC), James Stone, will deliver a special lecture on the ‘Pluses and Pitfalls of Derivatives Trading’ jointly organised by the Nigerian Stock Exchange and Coronation Merchant Bank, at the NSE on Thursday January 18, 2018. The initiative, which is a component of the NSE’s international stakeholders’ engagement strategy that commenced four years ago, will also see Mr. Stone – a former lecturer in Economics at Harvard University and the former Commissioner of Insurance, Massachusetts – interact with leadership of the Lagos bourse and leading figures in Nigeria’s capital market. Commenting, Oscar Onyema, CEO of the Nigerian Stock Exchange said, “having Mr. Stone, a fellow of the American Society of Arts and Sciences, who was appointed by President Jimmy Carter as Chairman of the Commodity Futures Trading Commission (...